Terms of Service

Last Updated: October 2026

1. Terms of Use

This site (“Website” or “Site”) is operated by Scaviyo. By accessing or using the information, search tools, and comparison resources available through this Website, you agree to be bound by the terms and conditions contained herein. If you do not wish to be bound by these terms, you must exit this Site immediately. Any continued access or use of this Site constitutes your unconditional acceptance of these terms.

Scaviyo may modify this agreement at any time, and such modifications shall be effective immediately upon publication on this Website. You agree to review these Terms of Service periodically to remain informed of any updates.

2. Intellectual Property Rights

The Website, its layout, compilations, text, graphics, design, logos, and underlying software are the property of Scaviyo and are protected by applicable intellectual property and copyright laws.

You agree not to copy, reproduce, modify, rent, distribute, sell, reverse engineer, or create derivative works from any copyrighted material found on this Site without prior express written consent from Scaviyo. Any unauthorized use of trademarks or content is strictly prohibited.

3. Your Conduct on This Site

You are solely responsible for your conduct while using this Site. Without limitation, you agree that you will not:

Defame, abuse, harass, stalk, threaten, or violate the legal rights of others.
Publish, transmit, or distribute any inappropriate, profane, defamatory, infringing, or unlawful material.
Transmit corrupted files, viruses, worms, or malicious code that may harm or interfere with computer systems or telecommunications infrastructure.
Advertise or offer to sell goods or services for unauthorized commercial purposes without prior written authorization from Scaviyo.
Transmit pyramid schemes, chain letters, spam, or unsolicited mass mailings.
Download or attempt to obtain files that you know or reasonably should know cannot be legally distributed.
Falsify or delete author attributions, legal designations, or proprietary labels.
Harvest, scrape, or collect personal information of other users.
Interfere with or disrupt servers, networks, or connected services.
Impersonate any person, entity, or Scaviyo representative, or misrepresent your affiliations.
Take any action that imposes an unreasonably large load on our technical infrastructure.
Engage in or facilitate any illegal activities.

Unauthorized access to non-public areas of this Site is a direct violation of these Terms and applicable law. You agree not to access the Site using automated means (such as crawlers, robots, or spiders) without prior written permission.

4. Third-Party Sites, Products, and Services

This Website contains referral links to external websites operated by independent third-party lenders, credit institutions, and service providers. Your interaction with third-party sites is governed solely by the terms and policies of those individual sites.

Scaviyo does not control, supervise, or assume responsibility for the accuracy, terms, lending criteria, or privacy practices of external platforms. The inclusion of any sponsored ad, link, or referral does not constitute a direct endorsement or warranty of third-party products.

5. Liability Disclaimers

The information, listings, and services provided on this Website are offered strictly for informational comparison purposes. Content is subject to periodic modification or technical interruption without notice.

DISCLAIMER OF WARRANTIES: ALL INFORMATION, SERVICES, AND CONTENT ON THIS SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, SCAVIYO DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL SCAVIYO, ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR ACCESS TO, OR INABILITY TO USE, THIS WEBSITE OR ANY LINKED THIRD-PARTY OFFER. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS WEBSITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO CEASE USING THE SITE.

6. Indemnification

You agree to defend, indemnify, and hold harmless Scaviyo, its officers, directors, employees, and authorized agents against any claims, losses, liabilities, demands, or expenses (including reasonable legal and attorney fees) arising from your misuse of the Site, violation of these Terms, or infringement of any third-party intellectual property rights.

7. Governing Law & Severability

These Terms shall be governed by and interpreted in accordance with applicable laws of the United States. If any provision of these terms is deemed unlawful or unenforceable by a court of competent jurisdiction, that provision shall be severable without affecting the validity and enforceability of the remaining provisions.

Any claim or cause of action arising out of or related to the use of this Website must be filed within one (1) year after the underlying event occurred, or be permanently barred.

8. Contact Information

If you have any questions, comments, or legal notices concerning these Terms of Service, please contact us:

Email: [email protected]
Website: Scaviyo Financial Search